About
Meet Tonia Sian
Tonia created The Wealth Studio to offer clear, personal financial planning built around you.
After a career helping large organisations navigate complex financial risks and long-term decisions, she now focuses on helping individuals and families understand where they are today and gain clarity about what matters most. Her aim is to help clients feel more confident about their financial future, especially when life feels complex or important decisions feel difficult to make alone.
Her approach is calm, thoughtful and practical. Tonia takes time to understand your goals, priorities, circumstances and concerns, then helps shape a plan that supports the life you want.
Tonia also brings a distinctive perspective. As both a Chartered Actuary and a Regulated Financial Planner, she combines strong analytical skills and a deep understanding of risk with a practical client-focused approach to financial planning.
This rare combination brings analytical rigour, structured thinking and a long-term perspective to the advice she provides. Clients benefit from personalised financial planning, practical advice and high professional standards shaped by the Institute and Faculty of Actuaries, the Personal Finance Society and the Financial Conduct Authority.
“Throughout my career, I have seen the value of clear thinking, careful planning and informed decision-making. The Wealth Studio was created to bring those principles into a more personal setting, helping individuals and families navigate important financial decisions with confidence.”
It all starts with a conversation.
